Shrewd Living

ADVERTISEMENT
Last Updated: 11/26/2013 09:52 PST

Privacy Policy

We care about your privacy. We want you to feel secure and confident when using our website. As such, we will outline below the standards which we will apply when collecting, using and disclosing any of your confidential information.

Much of the information that we may collect, use or disclose in the course of offering services to you will be information about the website that you intend to list for sale with our service. Except for basic account information, such as your name, email address, physical address and telephone numbers, we will rarely collect, use or disclose “Personal Information” as such term is defined in applicable private sector privacy legislation. Nonetheless, we intend to respect and protect the confidentiality of any information which you provide us with in the course of our relationship.

“Personal Information” when used herein means information about an identifiable individual but does not include contact information about a person in their business capacity, such as the name, title, business address, or telephone number of an employee of an organization.

1. Purposes for Collection of Personal Information

Reality may collect Personal Information from you for the following purposes:

(i) to provide you via email and other media, with information about our services, including optional upgrades, discounts, offers, promotions, and occasional third party product and service offerings;

(ii) to enable you to access and use our services;

(iii) to process payments;

(iv) to provide you with technical support, including periodic upgrades, patches, bug fixes and downloads, and the opportunity to comment on our services;

(v) to conduct research, analysis and surveys and to review aggregated non-identifying data to improve our services;

(vi) to provide non-aggregated, non personally identifiable information to us and to advertisers in order to enable us to offer products and services directly to you;

(vii) to enable you to set up an account with us and register to use our services; and

(viii) for purposes ancillary to the above.

2. You own your Personal Information

Shrewd Living will not use nor make available for use any Personal Information except in the following circumstances: (i) in order to transfer data to a third party for backup purposes; (ii) to perform backups, restore data from backups or to perform service on our servers or system; (iii) to provide you with support; (iv) to collect non-identifying and aggregated usage information and transaction volumes in order to understand usage patterns and improve the system design and prompt users with suggestions on ways to improve their own use of the system; and (v) where required to comply with a statutory requirement, valid court order, warrant or other valid law enforcement purpose.

Shrewd Living will not disclose your Personal Information to any other users. We may transfer Personal Information to third parties who are contractually engaged by us to perform certain functions, including the hosting and maintenance of servers upon which the Personal Information is stored and the processing of the Personal Information. We will ensure that the standards of such parties for governing security and confidentiality of the Personal Information are at least as rigorous as our own standards.

3. Disclosure where Required by Law

We may also be required to disclose your Personal Information in the following circumstances: (i) to ensure compliance with this policy, our Terms of Use, any software license, or any other agreement which we may have with you ; (ii) to protect your rights and the rights and safety of others; (iii) where required to comply with a statutory requirement, valid court order, warrant or other valid law enforcement purpose; (iv) to comply with a request by you or your agents, representatives, successors and assigns.

4. Privacy Principles

Unless otherwise stated or where the context dictates otherwise, all of the terms of this privacy policy apply to Personal Information. Shrewd Living adheres to the following 10 internationally recognized privacy principles:

I. Accountability

Shrewd Living is responsible for maintaining and protecting Personal Information about you in our care or control. We have designated a Privacy Officer who is accountable for compliance with our policies.

II. Identifying Purposes

You have a right to know how your information will be used. We will explain why we need your information before or when we collect it, if the purpose is not already clear. We have set out the purpose for which we may use your Personal Information in paragraph A above.

III. Consent

Shrewd Living will only collect, use and disclose your Personal Information with your knowledge and consent, except where permitted or as required by law. Except as otherwise set out herein, Shrewd Living will not rent, sell, or otherwise distribute your Personal Information without your permission.

At any time a user may prevent future secondary use of your information by "opting out" when Shrewd Living collects your information or by contacting us. Opting out only applies to the secondary purposes because we may need to contact you regarding the usability of your product or alert you of important product revisions or updates.

IV. Limiting Collection

Shrewd Living will only collect Personal Information for the purposes we've identified or for the primary uses as we've described above. We will always do this fairly and legally.

V. Limiting Use, Disclosure, and Retention

Shrewd Living will not use or disclose your Personal Information other than for the purposes for which it was collected, with the exception of receiving your consent or as permitted or required by law. When providing information in response to a legal inquiry or order, we will verify its validity and only disclose information that is legally required.

Shrewd Living will keep Personal Information only as long as necessary for the identified purposes or as required by law. Shrewd Living will follow internally set guidelines and use care in the disposal, destruction, or de-identification of Personal Information to prevent unauthorized parties from gaining access to Personal Information.

VI. Accuracy

Shrewd Living will keep your Personal Information as accurate, complete and up-to-date as necessary for the identified purposes for which it was collected. We encourage you to let us know if your contact information changes.

VII. Safeguards

We protect Personal Information in our possession and control by using industry standard security safeguards including:

-encryption and passwords

-employee confidentiality agreements and security clearances

-locked cabinets and restricted office access.

Our servers are protected by a firewall and are only accessible by authorized users using a password.

VIII. Openness

We reserve the right to change this policy. If any changes affect your rights, we will immediately notify you. You may access an up to date version of this policy at any time by sending an email to us or by clicking on “Privacy” at the bottom of the Site’s webpages.

IX. Individual Access

Subject to exceptions as permitted by law and subject to your written request, Shrewd Living will inform you of the existence, use and disclosure of your Personal Information and give you access to that information. You have the right to challenge the accuracy and completeness of your information and have it amended as appropriate.

X. Challenging Compliance

You may contact us at any time with questions, comments or complaints regarding Shrewd Living's privacy policy and practices. See paragraph below.

All use of software available on this website is subject to Shrewd Living’s Terms of Use. In the event that this privacy policy is in conflict with the Terms of Use for this website, the Terms of Use shall prevail.

5. Correcting and updating your information

You may at any time correct or update any Personal Information which you have provided to us by accessing and updating your account or by sending an email to us by clicking here.

6. Shrewd Living may monitor system usage

Shrewd Living has access to and may obtain information relating to the webpages which you view, the number of times you view them, the time and date of use, your IP address and cookie information. We may also have access to aggregate information such as number of associated users, number of transactions and billing information for the purpose of billing and monitoring server and software performance, to improve our services and for other internal purposes.

Except as set out herein, Shrewd Living will never access the details of any user entered and stored in the Shrewd Living system. Shrewd Living will never access system usage history for a specific identifiable user, except where granted permission by the user to assist with resolution of a system issue or error.

7. Security of your Personal Information

The internet is not in itself a secure environment. Users should only enter Personal Information within a secure environment. This means that the user’s browser must support the encryption security used in connection with Shrewd Living Servers.

8. Shrewd Living does not store your credit card details

If you choose to pay for our services by Credit Card, your credit card details are not stored by Shrewd Living and cannot be accessed by Shrewd Living staff.

9. Shrewd Living will give you access to your data at any time

On request, Shrewd Living will provide you with a summary of your Personal Information. You may request corrections to or deletion of your Personal Information at any time by signed written request addressed to Shrewd Living’s privacy officer.

10. Your browser stores only enough information to keep you logged in

"Cookies" are small computer files that we transfer to your computer's hard drive. Shrewd Living may use cookies to monitor how you are using our websites, for what purposes, how often you visit our websites and how for how long. Shrewd Living uses temporary cookies to keep a session open after a User logs in. These cookies do not contain any Personal Information and will automatically expire 45 minutes after the session is finished.

We also use a temporary Cookie which allows us to track how many people are using the Site and to identify any referring link. This Cookie expires automatically after 365 days and does not retrieve any other data in respect of your use of our Site. We may also use Cookies to identify visitors to the Site and to serve them ads on other websites.

Most browsers are set to accept cookies. You can manually set your browser to refuse cookies and this may interfere with the use of certain of our services, including any online services such as online banking.

We may use Google Analytics, a third-party tracking service, which uses cookies to track non-personally identifiable information about visitors to the Site in the aggregate to capture usage and volume statistics. We have no access to or control over these cookies. Information about Google Analytics’ Privacy Policy can be found at: http://www.google.com/intl/en/analytics/privacyoverview.html.

11. You can opt-out of any email communications

Shrewd Living may send billing information, upgrade offers, service updates, promotions, surveys and regular customer newsletters to registered users via email. We may also send special advertising messages that we believe are relevant to our users. These are only sent to users who specifically opt in to receive these offers. We may also from time to time send you a request to complete a survey to determine your level of satisfaction with our services and to seek suggestions as to how we may improve our system.

Where appropriate email communication will contain clear and obvious instructions describing how the user can opt to be removed from the mailing list. Shrewd Living will immediately remove any user upon request.

12. You are responsible for checking the privacy policy of any third-party websites we link to

Our website may contain links to third-party websites. These links do not constitute an endorsement of these sites or their content. Shrewd Living takes no responsibility, nor provides any representation or warranty in respect of the content of these websites or of their privacy policies. If you access a linked site you do so at your own risk and you remain subject to the terms of use and policies of any such site.

13. Public Forums

Information which you post on any public forum including a product discussion forum, chat room, blog or bulletin board may be seen by the public. Third parties may be able to contact you using or through such forums. We take no responsibility and accept no liability relating to this contact.

14. This policy may be updated from time to time

Shrewd Living reserves the right to change this policy at any time and any amended policy will be posted on this website. Your use of this website constitutes your acceptance of the terms of this privacy policy as amended from time to time.

15. Changes of control or transfers of business

In the event that we transfer our business to a third party pursuant to a sale of assets, we may also transfer your Personal Information subject to the terms of this privacy policy. By subscribing for and using our services you acknowledge and agree that your information may be so transferred.

16. Language

You and we expressly acknowledge and agree that this privacy be expressed in the English language only. Il est convenu que cette convention soit redigée en anglais.




 

 


All trademarks on this web site whether registered or not, are the property of their respective owners. The authors of this web site are not sponsored by or affiliated with any of the third-party trade mark or third-party registered trade mark owners, and make no representations about them, their owners, their products or services.

The statements made on this website have not been evaluated by the Food & Drug Administration. The FDA only evaluates foods and drugs, not supplements like these products. These products are not intended to diagnose, prevent, treat, or cure any disease. It is important to note that this site and the comments/answers depicted above is to be used as an illustrative example of what some individuals have achieved with this/these products. This website, and any page on the website, is based loosely off a true story, but has been modified in multiple ways including, but not limited to: the story, the photos, and the comments. Thus, this page, and any page on this website, are not to be taken literally or as a non-fiction story. This page, and the results mentioned on this page, although achievable for some, are not to be construed as the results that you may achieve on the same routine. I UNDERSTAND THIS WEBSITE IS ONLY ILLUSTRATIVE OF WHAT MIGHT BE ACHIEVABLE FROM USING THIS/THESE PRODUCTS, AND THAT THE STORY/COMMENTS DEPICTED ABOVE IS NOT TO BE TAKEN LITERALLY. This page receives compensation for clicks on or purchase of products featured on this site.